If you’re in a bind and need money fast, iLoans can help you. We’re committed to providing our clients with loans that bring them financial peace of mind. When applying for credit, our loan application process is straightforward and everything is done online. Additionally, it does not take long to process your submission for approval. Once approved, the payment can be made to your bank account in as little as 24 hours.
We have loan options to suit the varied needs of consumers and also provide a tailored approach to the loans that we extend. The type of loan you choose will be based on your needs, which is why we advise you to carefully consider what your budget and lifestyle will allow. At the same time, we do an affordability assessment of our own.
Battling financial setbacks can cause a lot of stress, especially when your monthly financial responsibilities are already high. Oftentimes, the most demanding financial expenses come about unexpectedly, with the worst possible timing. At iLoans, you can count on one simple loan application to turn your problems around, as long as you are in a position to afford a loan.
When it comes to our loan application form, we only request the information that is relevant to your finances and loan needs. We request basic information and your contact details, as well as information about your monthly salary after tax and the type of loan you are seeking. Since we follow the best lending practices laid out by the National Credit Act (NCA) of SA, we also consider your existing debts.
We need to know that you can manage the additional expense of repaying a loan, after reviewing your loan application. Every monthly cost you take on changes your budget, so this consideration matters. If you have poor credit, don’t worry! We offer Blacklisted Loans that are provided as a secured loan, where some form of collateral is required instead of checking your credit report. Rest assured that we only work with lenders who are National Credit Regulator (NCR) approved.
One of the main motivations at iLoans is to relieve struggling consumers of their financial worries. This is why we make sure to provide a seamless loan application process that can be done online from wherever you are. Life can throw curveballs, but there is a way around them. Let iLoans work with you towards a loan solution that makes everything better. We’re here to help you when you need it!