Whether it's a leaking roof that can't wait, a kitchen that's overdue for an upgrade, or a full renovation to add space for a growing family, home improvements rarely come cheap.
At iLoans, we help South African homeowners fund these projects without draining their savings, offering a range of loan products suited to jobs of every size, even if you're blacklisted or dealing with a poor credit history.
Some home improvements are urgent, like a burst geyser or storm damage that needs fixing before it gets worse. Others are planned investments, like renovating a bathroom or extending a home to add value ahead of a future sale.
Either way, few consumers have thousands of Rands sitting aside for a project like this. A dedicated loan lets you get the work done now and repay it over a period that suits your monthly budget, rather than putting off necessary repairs or dipping into money set aside for something else.
Not every renovation needs the same type of finance. At iLoans, we help match your project to the right loan:
Being blacklisted or having a low credit score shouldn't stand in the way of a safe, comfortable home.
If your credit history makes it difficult to qualify through traditional lenders, our loan finder service works to match you with a lender suited to your circumstances, including secured options where a valuable asset is placed as collateral instead of relying on your credit report.
Applying for a home improvement loan with iLoans is done entirely online. Once you submit your application, our team assesses your affordability and gets back to you with the right option for your project and budget.
All the lenders we work with are registered with the National Credit Regulator and operate in line with the National Credit Act, so you can be confident you're dealing with a transparent, regulated process from start to finish.
Ready to get your home improvement project underway? Complete our online application and let our team help you find the loan that fits.
