Need a Loan or Finance? Blacklisted?

Need a Personal Loan, But Blacklisted.

Need a Loan or Finance? Blacklisted?

Struggling to find a Personal Loan?

Need Personal Finance, but Blacklisted?

Need Personal Loan, but Blacklisted?

Long Term Loans

What happens tomorrow is unwritten, and unforeseen costs can arise without warning, many times causing financial strain to take its toll on low to middle income earners. While it helps to be prepared with emergency savings for a rainy day, it is easy to become overwhelmed with monthly financial obligations, especially when these financial obligations start to exceed your income.

One option to consider to ease yourstruggle with money is a long term loan, which is basically a personal loan that can be paid back over a lengthier and more versatile period of time. For individuals who earn a low salary or are very limited with their monthly finances, a long term loan is more ideal than a short term loan, as a long term loan usually has lower associated monthly repayment amounts than a short term loan. With more time to pay back what you owe, it is easier to borrow a larger amount and make every repayment successfully, according to your means.

Long term loans are available through I Loans, through a simple and quick application process which includes receiving your most recent payslip, banks statements of the last 3 months, proof of residence and a copy of your ID. If you are approved for a long term loan, we will assess how much you can afford to pay back each month and also consider the amount of the loan, in order to determine repayment terms that are aligned with your circumstances. We try to keep interest rates as low as possible, while giving you the opportunity to repay your loan over more time than is usually granted with loans taken at banks and other financial institutions.

With the lesser monthly instalments that are usually typical of a long term loan, consumers on a tight budget won’t have to worry about falling behind on payments that exceed their affordability, which can have its own set of negative consequences.The loan that you choose to take should have repayment terms and interest rates that are manageable and fair, from personal loans and long term loans to payday loans and blacklisted loans. At I Loans, all loans granted are done so in accordance with the NCR (National Credit Regulator).

In many cases, long term loans are taken to cover large and unplanned expenses, such as medical bills or repairs to a damaged home or vehicle. Sometimes, important expenses just cannot wait, especially when they put your life on hold or stop you from being able to work and support yourself or your family. Applying for a long term loan with I Loans is a straightforward and transparent process, from the moment we receive your application. Our team are driven to provide a financial solution that works perfectly for you.